# Supported Payment Methods & Gateways

Cravme partners with PCI-DSS certified payment processors to guarantee military-grade encryption for all financial transactions.

## 1. Unified Payments Interface (UPI)

- **One-Tap App Intent**: Pay seamlessly with **Google Pay**, **PhonePe**, **Paytm**, **CRED**, or **BHIM**. Tapping pay opens your selected UPI app directly for biometric approval.
- **UPI ID (VPA)**: Enter any bank VPA (e.g. `yourname@oksbi` or `yourname@icici`) to receive a payment collection request in your banking app.

## 2. Credit & Debit Cards

- **Supported Networks**: Visa, MasterCard, RuPay, Maestro, and American Express.
- **3D Secure Two-Factor Authentication**: Protected by mandatory bank OTP verification.
- **Saved Cards (Tokenization)**: Save your cards securely using RBI-mandated tokenization for lightning-fast 1-click checkout without storing raw card numbers on platform servers.

## 3. Netbanking & Digital Wallets

- Direct internet banking integration across 50+ national and private banks.
- One-click wallet payments via Paytm Wallet, Amazon Pay, and Mobikwik.

## 4. Cash on Delivery (COD)

- Pay cash directly to the delivery rider upon food handover at your doorstep.
- Many riders also carry dynamic UPI QR codes on their phones, allowing you to pay digitally upon arrival even if you selected Cash on Delivery!